Lowe%27s pro credit card login - Mar 1, 2019 · LOWE'S Business Account Approved!*UPDATE*. Instant approval online! Asked for $10k, they instant countered approved for $1k. I will call into credit when I get the card, and see about a cli. Also, this account is both a revloving/PIF, you have the option for both. In the application it asked which terms I wanted for the "net" 30 or 60, I choose 60.

 
Lowe’s Home Improvement. Dzitfn

Login Hi, Welcome to Lowe's Forgot Password? By signing in to Lowes.com, you’re agreeing to our Terms of Use, including Personal Account Terms and/or PRO Account and MVPs Terms as applicable, Privacy Statement, and Notice of Financial Incentive / Loyalty Programs. Sign In With One-Time Passcode Don't have a Lowe's Account? Create Account Get 5% off your eligible purchase or order charged to your Lowe’s Advantage Card. Valid for purchases in US stores and on Lowes.com. 5% discount will be applied after all other applicable discounts. Customer must pay applicable sales tax. Offer cannot be used in conjunction with or on: (i) other credit-related promotional offers; (ii) any ... How To Do Lowe’s Credit Card Application. If you are in the market for a new credit card, you can choose Lowe’s credit cards or Lowes Pro. This card offers a variety of benefits, including no annual fee and special financing options. Here is how to apply for the Lowe’s credit card: Go to the Lowe’s websiteLowe's Pro Supply is a leading product, services, and solutions provider in the USA for professional customers and companies in the field of Maintenance, Repair, and Operations (MRO), Residential Property Management Services, and Property Renovation and Repairs. Aug 31, 2021 · Card Members can now apply their Lowe’s Rewards to purchases on their statement, while earning rewards on purchases at Lowe’s, restaurants and office supply stores in the U.S., and more. NEW YORK, August 31, 2021 - Today, American Express and Lowe’s introduced a new cash back reward option for small and mid-size business Card Members to help fuel their business, add to their cash flow ... Find quality service, superior products and helpful advice for all your home improvement needs at Lowe's. Shop for appliances, paint, patio furniture, tools, flooring, hardware and more at Lowes.com. Lowe’s Business Credit Center. Manage your Lowe’s Commercial and Lowe’s Business Advantage account online from any device anytime, anywhere. Easily and securely access your invoices, statements, pay your bill and more. New account? Set up online access. to pay your bill and manage your account online. User ID. Recover your User ID. Reset ...From the account menu click on “Wallet” and you will be automatically directed to the “Payment Methods” tab. If you have an existing card saved, go to the Payment Methods tab and select the card (s) you wish to register in the Lowe’s For Pros Loyalty Program and check the Enroll box. When you return to the Payment Methods tab, you ... Once signed in, select Your Name/Account in the top right corner. Select Tax Exemptions, under the Account Details section. Have your local Lowe’s store provide your Lowe’s customer ID or Lowe’s tax ID. Select Link Certificate and enter the TEMS ID, which is the same as your Lowe’s customer ID or Lowe's tax-exempt account ID.For new accounts: Purchase APR is 16.99% in Georgia and North Carolina; 21.99% in all other states. Existing cardholders: See your credit card agreement terms. Excludes Lowe’s Business Rewards Credit Card from American Express, Lowe’s Commercial Account, all Lowe’s Canada Credit products and the Lowe’s PreLoad Discover® prepaid card.Jun 16, 2022 · Learn Lowes Credit Card Login 2022This video walks you through the step by step process on how to login lowes credit card account in 2022.Is this video helpf... For new accounts: Purchase APR is 16.99% in Georgia and North Carolina; 21.99% in all other states. Existing cardholders: See your credit card agreement terms. Excludes Lowe’s Business Rewards Credit Card from American Express, Lowe’s Commercial Account, all Lowe’s Canada Credit products and the Lowe’s PreLoad Discover® prepaid card.Aug 31, 2021 · Card Members can now apply their Lowe’s Rewards to purchases on their statement, while earning rewards on purchases at Lowe’s, restaurants and office supply stores in the U.S., and more. NEW YORK, August 31, 2021 - Today, American Express and Lowe’s introduced a new cash back reward option for small and mid-size business Card Members to help fuel their business, add to their cash flow ... Lowe’s Home ImprovementOctober 2022 edited November 2022. Q Deluxe R44.27 27.1.44.27 Win 11. Ever since Synchrony (just recently) changed the way customers logon to their Lowe's credit card accounts, Quicken cannot logon to "Lowes" to get transactions and updates.The Lowe’s Pro Supply Purchase Card‡ links to your Lowe’s Pro Supply Terms account for added shopping flexibility. Shop your way at 1,700+ Lowe’s stores or online at Lowes.com. 5%¹ everyday savings on. qualifying purchases at. Lowe’s stores or Lowes.com. Expanded inventory. including 40,000+ items. in Lowe’s stores and.Credit Services at Lowe's: Consumer, Business, Credit CardsBefore we get to your credit application, let's see if you have a Lowes.com account. If not, we'll help you create one to access MVPs Pro Rewards. *Email AddressOur local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.May 19, 2023 · I can see the importance of connecting your Lowe's business account to QuickBooks Online (QBO). And I appreciate you informing us that the link to connect to Lowe's business account isn't working. To get this updated, I recommend sending feedback to our product engineers. To send feedback, follow the below steps: Go to the Gear icon at the top. I can see the importance of connecting your Lowe's business account to QuickBooks Online (QBO). And I appreciate you informing us that the link to connect to Lowe's business account isn't working. To get this updated, I recommend sending feedback to our product engineers. To send feedback, follow the below steps: Go to the Gear icon at the top.Lowe’s & Go. Buy online or through our mobile app and pick up at your local Lowe’s. Save time and money with free shipping on orders of $45 or more. Find what you’re looking for with the Lowe’s mobile app. For iOS and Android. Same-day delivery is now available for eligible in-stock items when you order by 2 p.m.*. The Lowe’s Pro Supply Purchase Card‡ links to your Lowe’s Pro Supply Terms account for added shopping flexibility. Shop your way at 1,700+ Lowe’s stores or online at Lowes.com. 5%¹ everyday savings on. qualifying purchases at. Lowe’s stores or Lowes.com. Expanded inventory. including 40,000+ items. in Lowe’s stores and. Here's how: Go to Banking from the left menu bar and select Bank Transactions. If you're connecting an account for the first time, select Connect account on the landing page. Or if you've already connected online banking accounts in the past, select Link account.Lowe’s Home ImprovementThe Lowe's Project Card offers you a financing option for projects and major purchases made at Lowe's. No interest during each 6-month purchase period. After the purchase period ends, an APR of 7.99% - 17.99% will apply.* Low monthly payments; Minimum first purchase $1000; Online account management From the account menu click on “Wallet” and you will be automatically directed to the “Payment Methods” tab. If you have an existing card saved, go to the Payment Methods tab and select the card (s) you wish to register in the Lowe’s For Pros Loyalty Program and check the Enroll box. When you return to the Payment Methods tab, you ...This account is temporarily on hold, and orders are not allowed currently. Please call (281) 564-9700 for assistance.Aug 15, 2022 · How To Do Lowe’s Credit Card Application. If you are in the market for a new credit card, you can choose Lowe’s credit cards or Lowes Pro. This card offers a variety of benefits, including no annual fee and special financing options. Here is how to apply for the Lowe’s credit card: Go to the Lowe’s website Online account management means you’ll never have to miss your Lowe’s Advantage Credit Card payment. Set up AutoPay so your payment is made automatically each month. If there’s a task you can’t do online, contact customer service (1-888-840-7651) for the help you need.We would like to show you a description here but the site won’t allow us.Lowe’s & Go. Buy online or through our mobile app and pick up at your local Lowe’s. Save time and money with free shipping on orders of $45 or more. Find what you’re looking for with the Lowe’s mobile app. For iOS and Android. Same-day delivery is now available for eligible in-stock items when you order by 2 p.m.*. Get 5% off your eligible purchase or order charged to your Lowe’s Advantage Card. Valid for purchases in US stores and on Lowes.com. 5% discount will be applied after all other applicable discounts. Customer must pay applicable sales tax. Offer cannot be used in conjunction with or on: (i) other credit-related promotional offers; (ii) any ...Lowe’s Home ImprovementThe Lowe’s Pro Supply Purchase Card‡ links to your Lowe’s Pro Supply Terms account for added shopping flexibility. Shop your way at 1,700+ Lowe’s stores or online at Lowes.com. 5%¹ everyday savings on. qualifying purchases at. Lowe’s stores or Lowes.com. Expanded inventory. including 40,000+ items. in Lowe’s stores and. Lowe's Advantage Card: Basics. Card type: Store. Annual fee: $0. New cardholder offer: When you're approved, you'll receive a coupon good for 20% off your first purchase (maximum savings: $100 ...Jun 21, 2022 · Lowe's Business Credit Cards: Earn 5% off purchases with 24/7 online account access, discounted delivery fees, several options for invoicing, and free returns for a year. The Lowe's Business ... The Lowe’s Pro Supply Purchase Card‡ links to your Lowe’s Pro Supply Terms account for added shopping flexibility. Shop your way at 1,700+ Lowe’s stores or online at Lowes.com. 5%¹ everyday savings on. qualifying purchases at. Lowe’s stores or Lowes.com. Expanded inventory. including 40,000+ items. in Lowe’s stores and. Get started now and click the link below to access the Online Application. There are four applications available: Multifamily Account Single Property. Multifamily Master Account Multiple Properties. Commercial Account. Government- Extended Payment Term Agreement. CLICK TO APPLY.Aug 31, 2021 · Card Members can now apply their Lowe’s Rewards to purchases on their statement, while earning rewards on purchases at Lowe’s, restaurants and office supply stores in the U.S., and more. NEW YORK, August 31, 2021 - Today, American Express and Lowe’s introduced a new cash back reward option for small and mid-size business Card Members to help fuel their business, add to their cash flow ... Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted. ' By not receiving a paper bill in the mail, you can keep your credit card information safe. Take advantage of the personal security and time-saving benefits of our free paperless statements. Here are some frequently asked questions: Q: Do paperless statements have the same due date as the paper statement? A:Lowe’s Credit Services. Lowe’s Business Advantage. 1-800-444-1408. Lowe’s Commercial Account. 1-866-232-7443. Business Hours. 24 hours / 7 days a week. This is ...You may also set up your login and access credentials when creating or accessing your MyLowe’s or Lowe’s Pro Business account. To complete transactions, we collect your payment information (e.g., credit or debit card numbers) and signatures.At Lowe’s, you will need a minimum credit score of 620 based on the FICO system. If your credit score is lower than 620, you won’t be able to apply for a card with Lowe’s – but there are options! Luckily, FICO Scores are updated regularly to reflect consumer practices and financial status shifts. Repairing your credit score before ...This account is temporarily on hold, and orders are not allowed currently. Please call (281) 564-9700 for assistance. In the option to enter your username and password, you will see an option to “Login” or “Apply”. The application option is to request your credit card for those who do not have it. 1. Click the “I want to register” link in the username and password prompts. 2. On the next page, enter your account and zip code, as in the Forgot ...Lowe’s Business Rewards Card benefits and perks. Welcome bonus: Earn $100 cash back (in the form of a statement credit) upon card approval, plus 5% back on eligible Lowe's purchases during your first 6 months. Your welcome bonus will be in the form of a statement credit, with no minimum spending threshold required.Applying for a Lowe’s Business Card. If you apply for a Lowe’s Business Credit Card while signed in to your Account, Lowe’s will share your data with Synchrony to pre-fill your credit application, and the card will automatically be saved to your digital PRO Wallet upon credit approval. PRO Account Purchases.Lowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397.Access your account or apply for card. ... Credit Card Partners. Search Credit Card. Manage Your Account: ... LOWE’S ADVANTAGE CARD Get 5% off your eligible purchase or order charged to your Lowe’s Advantage Card. Valid for purchases in US stores and on Lowes.com. 5% discount will be applied after all other applicable discounts. Customer must pay applicable sales tax. Offer cannot be used in conjunction with or on: (i) other credit-related promotional offers; (ii) any ...Lowe’s Business Credit Center. Manage your Lowe’s Commercial and Lowe’s Business Advantage account online from any device anytime, anywhere. Easily and securely access your invoices, statements, pay your bill and more. New account? Set up online access. to pay your bill and manage your account online. User ID. Recover your User ID. Reset ...Lowe's Business Credit Cards: Earn 5% off purchases with 24/7 online account access, discounted delivery fees, several options for invoicing, and free returns for a year. The Lowe's Business ...Secure Login. I forgot myUser IDorPassword. I want toRegister. Your Lowe's® Consumer Credit Card is issued by Synchrony Financial Canada. The Synchrony Financial ...Trouble Signing in. Manage your account online. Just log in to get started. This website is operated by Synchrony Financial Canada. SYFC is the issuer of the Lowe's Business Revolving Credit Account and the Lowe's Accounts Receivable Account. We encourage you to read SYFC's Web Site Usage Agreement which governs the use of this website. Before we get to your credit application, let's see if you have a Lowes.com account. If not, we'll help you create one to access MVPs Pro Rewards. *Email Address365 day returns on general merchandise instead of 90. 30 day returns on appliances instead of 2 days. Volume savings program for purchases over $1500, which will usually save you between 7% and 15% off. $20 delivery instead of $80. Free appliance haul away instead of $40. Get 5% off your eligible purchase or order charged to your Lowe’s Advantage Card. Valid for purchases in US stores and on Lowes.com. 5% discount will be applied after all other applicable discounts. Customer must pay applicable sales tax. Offer cannot be used in conjunction with or on: (i) other credit-related promotional offers; (ii) any ...Lowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397. Lowe's Pro Supply is a leading product, services, and solutions provider in the USA for professional customers and companies in the field of Maintenance, Repair, and Operations (MRO), Residential Property Management Services, and Property Renovation and Repairs. Sign in to your Lowe's credit account by selecting one of the following cards: User ID: May differ from your Lowes.com account sign-in information. Remember me Look up my user ID Forgot Password? Where do I enter my password? New UsersLowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397. Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.Jul 12, 2023 · Here’s how you can pay your Lowe's Store Card: Online: You can pay your Lowe's Store Card online, either by signing in to your account or paying as a guest. You can even set up AutoPay to have your bill paid automatically each month. Over the phone: If you want to pay by phone, call (800) 444-1408 and follow the prompts. Subject to credit approval. To qualify for this offer, you must apply, be approved and use a new Lowe’s Advantage Card to make a purchase 6/8/23 through 1/31/24. Limit one 20% off coupon per new credit account; offer is not transferable. Max discount is $100 with this offer. Accounts opened in store: One-time 20% off discount is not automatic ...At Lowe’s, you will need a minimum credit score of 620 based on the FICO system. If your credit score is lower than 620, you won’t be able to apply for a card with Lowe’s – but there are options! Luckily, FICO Scores are updated regularly to reflect consumer practices and financial status shifts. Repairing your credit score before ...Lowe’s Home ImprovementWe would like to show you a description here but the site won’t allow us.Aug 21, 2023 · Lowe's Advantage Card: Basics. Card type: Store. Annual fee: $0. New cardholder offer: When you're approved, you'll receive a coupon good for 20% off your first purchase (maximum savings: $100 ... How To Do Lowe’s Credit Card Application. If you are in the market for a new credit card, you can choose Lowe’s credit cards or Lowes Pro. This card offers a variety of benefits, including no annual fee and special financing options. Here is how to apply for the Lowe’s credit card: Go to the Lowe’s websiteLowe’s Home ImprovementPAYMENT DETAILS. REVIEW. Card Number. Located on your card or on your statement. Last 4 of SSN. We ask for this to protect your account and prevent unauthorized access to your information. All information you provide to us on our website is encrypted to ensure your privacy and security. Synchrony Financial. synchronyfinancial.com.Pay & Manage Account Lowe’s Business Rewards Card • Use at Lowe’s and everywhere American Express cards are accepted. • Earn cash back for every eligible purchase made on the card. 4 • Earn 5% cash back on purchases at Lowe’s for the first 6 months. 2% cash back after. New accounts only. 5 Earn $100 cash back upon approval as statement credit.* Lowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397. Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.PAYMENT DETAILS. REVIEW. Card Number. Located on your card or on your statement. Last 4 of SSN. We ask for this to protect your account and prevent unauthorized access to your information. All information you provide to us on our website is encrypted to ensure your privacy and security. Synchrony Financial. synchronyfinancial.com.Get 5% off your eligible purchase or order charged to your Lowe’s Advantage Card. Valid for purchases in US stores and on Lowes.com. 5% discount will be applied after all other applicable discounts. Customer must pay applicable sales tax. Offer cannot be used in conjunction with or on: (i) other credit-related promotional offers; (ii) any ...After the conclusion of the six month period, a new Project Window can be established by making a new purchase of $1,000 or more with a Lowe's ® Project Card SM. An APR tier will be assigned when an account is opened: Tier 1: 7.99%, Tier 2: 9.99%, Tier 3: 11.99%, Tier 4: 13.99% or Tier 5: 17.99%. Aug 31, 2021 · Card Members can now apply their Lowe’s Rewards to purchases on their statement, while earning rewards on purchases at Lowe’s, restaurants and office supply stores in the U.S., and more. NEW YORK, August 31, 2021 - Today, American Express and Lowe’s introduced a new cash back reward option for small and mid-size business Card Members to help fuel their business, add to their cash flow ... Jul 12, 2023 · Here’s how you can pay your Lowe's Store Card: Online: You can pay your Lowe's Store Card online, either by signing in to your account or paying as a guest. You can even set up AutoPay to have your bill paid automatically each month. Over the phone: If you want to pay by phone, call (800) 444-1408 and follow the prompts. Get 5% off your eligible purchase or order charged to your Lowe’s Advantage Card. Valid for purchases in US stores and on Lowes.com. 5% discount will be applied after all other applicable discounts. Customer must pay applicable sales tax. Offer cannot be used in conjunction with or on: (i) other credit-related promotional offers; (ii) any ...Lowe’s Business Account Credit Card. Just like with the Advantage Card, Lowe’s Business Account Credit Card offers 5% off every eligible purchase you make at Lowe’s. However, unlike the Advantage Card, there are no financing options. On the flip side, you do gain access to various cardholder promotions. There are also discounted delivery ...Lowe’s Home ImprovementGet 5% off your eligible purchase or order charged to your Lowe’s Advantage Card. Valid for purchases in US stores and on Lowes.com. 5% discount will be applied after all other applicable discounts. Customer must pay applicable sales tax. Offer cannot be used in conjunction with or on: (i) other credit-related promotional offers; (ii) any ...Welcome to Lowe’s Business Credit Center Manage your Lowe’s Commercial and Lowe’s Business Advantage account online from any device anytime, anywhere. Easily and securely access your invoices, statements, pay your bill and more. New account? Set up online access to pay your bill and manage your account online. User ID Recover your User ID How to Check Your Lowe's Store Card Balance. Online: Log in to your online account to see your Lowe's Store Card balance. Over the phone: Call (800) 444-1408 and follow the prompts to have the automated system read your current balance. Through the mobile app: Log in to the mobile app for iOS and Android. Your credit card balance will be shown ...For new accounts: Purchase APR is 16.99% in Georgia and North Carolina; 21.99% in all other states. Existing cardholders: See your credit card agreement terms. Excludes Lowe’s Business Rewards Credit Card from American Express, Lowe’s Commercial Account, all Lowe’s Canada Credit products and the Lowe’s PreLoad Discover® prepaid card. Advantages Explained. With the Lowe’s Advantage Card, you’ll save each time you spend when you use the everyday discount of 5% off* your eligible purchase or order charged to your Lowe’s Account. As far as Special Financing** goes, the Lowe’s Advantage Card offers the option to pay over a period of time for purchases of $299 or more.

Some or all of the minimum payment based on the promotional balance may be applied to other account balances. Regular account terms apply to nonpromotional purchases and, after promotion ends, to promotional purchases. †84 fixed monthly payments at 9.99% APR. Subject to credit approval. Applies to purchase or order of $2,000 or more on your .... Ultimate surrender

lowe%27s pro credit card login

Lowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397. Lowe's Business Credit Cards: Earn 5% off purchases with 24/7 online account access, discounted delivery fees, several options for invoicing, and free returns for a year. The Lowe's Business ...Find quality service, superior products and helpful advice for all your home improvement needs at Lowe's. Shop for appliances, paint, patio furniture, tools, flooring, hardware and more at Lowes.com.I can see the importance of connecting your Lowe's business account to QuickBooks Online (QBO). And I appreciate you informing us that the link to connect to Lowe's business account isn't working. To get this updated, I recommend sending feedback to our product engineers. To send feedback, follow the below steps: Go to the Gear icon at the top.At Lowe’s, you will need a minimum credit score of 620 based on the FICO system. If your credit score is lower than 620, you won’t be able to apply for a card with Lowe’s – but there are options! Luckily, FICO Scores are updated regularly to reflect consumer practices and financial status shifts. Repairing your credit score before ...Only receipt data shown in your "My Account" can be fetched. If you have other account types, they are not supported (e.g. Lowe's for Pros credit card or commercial/business account, Lowe's PreLoad Pro Services, Lowe's PreLoad Card, Preload App for Expense Management, Lowe's Advantage Cards, or Accounts Receivable).Login Hi, Welcome to Lowe's Forgot Password? By signing in to Lowes.com, you’re agreeing to our Terms of Use, including Personal Account Terms and/or PRO Account and MVPs Terms as applicable, Privacy Statement, and Notice of Financial Incentive / Loyalty Programs. Sign In With One-Time Passcode Don't have a Lowe's Account? Create Account credit.lowes.comTo qualify for this offer, you must apply, be approved and use a new Lowe’s Advantage Card to make a purchase 6/8/23 through 1/31/24. Limit one 20% off coupon per new credit account; offer is not transferable. Max discount is $100 with this offer. Accounts opened in store: one-time 20% off discount is not automatic; you must ask cashier to ... Lowe’s Business Rewards Card benefits and perks. Welcome bonus: Earn $100 cash back (in the form of a statement credit) upon card approval, plus 5% back on eligible Lowe's purchases during your first 6 months. Your welcome bonus will be in the form of a statement credit, with no minimum spending threshold required.Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted. From the account menu click on “Wallet” and you will be automatically directed to the “Payment Methods” tab. If you have an existing card saved, go to the Payment Methods tab and select the card (s) you wish to register in the Lowe’s For Pros Loyalty Program and check the Enroll box. When you return to the Payment Methods tab, you ....

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